Jewellery and watch valuations

Have a specialist independent valuer value your jewellery and watches

Our Service

We hope that your jewellery or watches are never lost or stolen, but in the unfortunate event that this does happen, you will need to make a claim on your insurance. When you make this claim, your insurance company will ask for your proof of ownership and the current (or as per last valuation) value of the item.

Having your pieces valued for Insurance Replacement not only ensures that you are adequately covered on your policy, but it also helps keep your insurance premiums to a minimum. A comprehensive valuation report details the exact nature of each of your individual items of jewellery, gemstones and diamonds, and includes HD photographs of each item taken from multiple perspectives to capture distinguishing features. If the police recover your lost possessions, a valuation with high-quality images and detailed descriptions could be the only way you can provide evidence of ownership, especially in the case of inherited jewellery and watches where you may not have original proof of purchase.

As required by the vast majority of reputable insurance companies, we proudly use an external and entirely independent valuer to appraise and value your items (his credentials and accreditation's are detailed below). This ensures that you receive an extremely high quality, accurate and unbiased valuation that will be accepted by your insurer. Your valuation report is presented in a premium quality hard backed portfolio (which we hope you will enjoy referring to) and digital copy. The latter is to store remotely and to share with your insurer.

Our valuation fees are calculated on a per-item basis, with more modest items grouped together and charged as a single item. We can give you an exact quote for the work before you leave your jewellery with us, but have included a guide below.

Please visit us in store or e-mail us to discuss your individual valuation requirements further .We are always happy to help and offer obligation free advice.

Most insurers require your jewellery to be re-valued every three years in order to ensure that the values are accurate and you are not under insured in the event of a claim. In order to make this task as cost effective as possible, we charge only a nominal fee for revaluing your jewellery.  

First Valuation

One Off Report Fee - £115

A report fee is charged plus a fee per item, as noted below. The report fee covers the cost of setting up your files, the report, the Data Card, the initial consultation and cleaning your jewellery. This one off fee remains constant, irrespective of the quantity of items being valued.

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Gem-set Jewellery - £95 per item

These contain gemstones or diamonds. These items probably represent 85% of the jewellery that Surety appraise and value. Whether the piece is worth a few hundred or several thousand pounds, the price remains the same.

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Non-gem-set jewellery - £62 per item

These all-metal items without any gemstones are charged at a lower rate, as gem testing and grading procedures are not required.

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Group of modest value items - £95 for group

Items of lower value, circa £500 replacement value and below, are grouped under one heading. Grouped items are given a briefer description, individual values and a total value for the group. The charge of £95 is applied per group with a maximum of 10 items per group. This grouping of lower value pieces supports their belief that, for your protection, all your jewellery should be catalogued and photographed.

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Exceptional jewellery - £140 per item

Exceptional items are charged at a higher fee because they require additional research and analysis. Examples include larger diamonds that need plotting; very high value items of jewellery that require extraordinary research; pieces that have numerous stones of various species.

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Presidents chain - £185 per item

Re-Valuation

One Off Report Fee - £115

Flat Item Fee - £28 per item

Significantly reduced item fee appliacable providing pieces have not been significantly changed since first or previous valuation.

Ethical Charging

You will know exactly how much your fee will be before the valuation is conducted

Pricing is not based on the value of your jewellery

No hidden extras, everything is included

Nominal cost for updating your valuation in the future

Accreditations