Jewellery and watch valuations
Have a specialist independent Valuer value your jewellery and watches.
Our service
We hope that your jewellery or watches are never lost or stolen, but in the unfortunate event that this does happen, you will need to make a claim on your insurance. When you make this claim, your insurance company will ask for your proof of ownership and the current (or as per last valuation) value of the item.
Having your pieces valued for Insurance Replacement not only ensures that you are adequately covered on your policy, but it also helps keep your insurance premiums to a minimum. A comprehensive valuation report details the exact nature of each of your individual items of jewellery, gemstones and diamonds, and includes HD photographs of each item taken from multiple perspectives to capture distinguishing features. If the police recover your lost possessions, a valuation with high-quality images and detailed descriptions could be the only way you can provide evidence of ownership, especially in the case of inherited jewellery and watches where you may not have original proof of purchase.
As required by the vast majority of reputable insurance companies, we proudly use an external and entirely independent valuer to appraise and value your items (his credentials and accreditation's are detailed below). This ensures that you receive an extremely high quality, accurate and unbiased valuation that will be accepted by your insurer. Your valuation report is presented in a premium quality hard backed portfolio (which we hope you will enjoy referring to) and digital copy. The latter is to store remotely and to share with your insurer.
Our valuation fees are calculated on a per-item basis, with more modest items grouped together and charged as a single item. We can give you an exact quote for the work before you leave your jewellery with us, but have included a guide below.
Please visit us in store or e-mail us to discuss your individual valuation requirements further .We are always happy to help and offer obligation free advice.
Make sure your valuations are up to date
Most insurers require your jewellery to be re-valued every three years in order to ensure that the values are accurate and you are not under insured in the event of a claim. In order to make this task as cost effective as possible, we charge only a nominal fee for revaluing your jewellery.
FIRST VALUATION
REVALUATION
| DOCUMENT FEE | A document fee is charged plus a fee per item. The document fee accounts for the production of the physical document including drafting the report, the photography, USB and cleaning your jewellery |
|---|---|
| GEM-SET JEWELLERY | These contain diamonds or gemstones, and account for the majority of the valuations that our valuer appraises. Whether the value of the piece is a few hundred or several thousand pounds, the valuation cost remains the same |
| NON-GEM-SET JEWELLERY | These all-metal pieces without any gemstones or diamonds are charged at a lower rate, since gem testing and grading procedures are not required |
| GROUP OF MODEST VALUE ITEMS | Items of up to £500 in value are grouped together, under one heading. These items receive a more brief description, individual values and a total value for the group. We believe that all your jewellery, irrespective of value, should be catalogued and photographed for your protection, and hope that this group option makes this more accessible. |
| EXCEPTIONAL ITEM | These items require additional research and analysis. Examples include larger diamonds that are required to be plotted (diagram that is drawn to show the dimensions of the diamond, its inclusions both visible and microscopic and any other notable features) very high or unique or antique items of jewellery that require an extraordinary volume of research or pieces that contain numerous stones of various species. |
